Skint

Its nothing new I have been skint before, and its all on degrees really*

This skint is not bad money management, but a combination of many things, my hubs will be 50 this year and he has always fancied Chicago, so with the help of Expedia I got a great deal on a fab centrally located hotel and direct flights (I hate all that getting on and off, I want to settle in watch a film, fall asleep wake up an hour later drooling on my sleeve then be asked in a strange american voice which beverage I would like) I like that the next time I get up from my seat with my handbag I have reached my destination. So direct flights it was. Now that would have been a bit of a financial stretch on its own, but our boiler is playing up, it was leaking and although we are in one of those pay monthly schemes, it is getting to a point where not only can they no longer get hold of the replacement parts but the engineers they send round have never heard of our brand of boiler either.... (like that time my neighbour said she used to have a black and decker iron and I said, I think you'll find that was actually a sander, no wonder your shirts wore out so quickly!)..

Anyway I asked the repair man whats the prognosis and he said he could "patch it up" but in actual fact it was knakered and at some stage It would need replacing and the cost would be just under £2,000.00 (yes you guessed it the money was already out of my account and with Expedia.com), then the ongoing saga of our family car that keeps veering the the right when we drive it, diagnostics havent been sure what the problem was so as you can prob guess many parts have been changed and the problem still remains, its like the bionic car now and we are strapped financially, however, as we can still pay our bills, eat and are not at any risk of having our home reposessed as in 1995 (I do remember someone telling me to cheer up it might never happen, what an arse). yes we came within just 4 days of a repossesion order, the bailiffs were round our tv was repossessed and the good old water board sold our debt to a firm of hardmen based in Liverpool who had equally rough sounding admin staff who insisted that because the debt was owing they were quite within their rights to keep adding on 35% interest on a monthly basis, I think they were loan sharks, but no one was interested so i didnt bother em witht he story and just got on with it. So yes when I says skint its not to a disastrous degree, but we did have to miss out on a fancy dress party as, we hadnt given it enough thought on what we could go as (even though I did buy a wig and then lose it somewhere on my journey home on the 256 at the end of January, if you see it it wont bite, although it may look like it would). So Mrs McCandless, in answer to your question on face book "no we didnt come as the invisable man and his wife", unless of course we won best dressed and there is a cash prize that is........